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09:04 AM Sat, 11 July 2020

09:04 AM Sat, 11 July 2020

Processing Charges on Advances

Processing Charges for Term Loan (One Time)
Upto Rs.20000/- No Charges
Above Rs.20000/ to Rs.50000/- Rs.100/-
Above Rs.50000/- to Rs.1000000/- 0.01
Above Rs.1000000/- 0.30% (Minimum Rs.5000/-)
Processing Charges for Cash Credit Account (Annually)
Upto Rs.50000/- Rs.150/- per annum
Above Rs.50000/ to Rs.200000/- 0.35% per annum
Above Rs.200000/- to Rs.1000000/- 0.32% per annum (Minimum Rs.700/-)
Above Rs.1000000/- 0.18% per annum (Minimum Rs.3200/-)


  • If the enhancement allowed, the charges as applicable to new advance is recovered.
  • No processing charges for loans sanctioned against Deposits, Govt. Securities, NSCs, KVPs, IVPs.
  • In addition to above charges Service tax applicable as per rules

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